Comprehensive Financial Planning for Physicians
Invest in your financial well-being today with a guide toward a prosperous future. Together, we will ensure all the time and effort you invested in building your career is matched by a secure and rewarding financial journey.
The TARA Wealth Approach
At TARA Wealth, we are passionate about providing unbiased financial planning for physicians, guiding you through life’s milestones, challenges, and successes.
As fiduciary financial advisors, we always prioritize your best interests. We understand the unique demands of your career and the limited time you have to focus on your finances. That’s why we offer comprehensive financial planning and wealth management services designed to relieve you from the complexities of managing your finances on your own, so you can focus on what matters most to you.
Whether you're just starting your career, navigating the next steps in your mid-career, or planning for a well-earned retirement, our fact-based financial planning strategies are tailored to align with your values and long-term goals.
Our process is built around truly understanding you. We take the time to listen to your needs and create a customized plan that reflects your dreams and aspirations. With expert guidance, we help you with everything—from maximizing your income and tax planning to strategically investing for long-term wealth, managing student loan debt, or navigating your next career move. If there’s a dollar sign attached to it, we’ll review it and provide knowledgeable feedback and recommendations.
We are based in San Diego, CA, and Durham, NC, and serve physicians across the nation. No matter your location, our team is dedicated to helping you achieve financial clarity, confidence, and security.
Contact us today to learn how TARA Wealth can support your journey to lasting financial success, from tax planning to retirement planning, guiding you toward a secure and prosperous future.
How we Help
Plan for everything in your life that has a dollar sign attached to it.
FINANCIAL WELLNESS
Enrich your life with a guide to manage your wealth, reduce financial stress, and work toward achieving your financial goals.
GOALS-BASED INVESTING
Strategies to align your investments with your short, middle, and long-term goals.
TAX STRATEGY & PLANNING
Proactive planning to help optimize tax savings today and in the future.
PROTECTION PLANNING
Ensure your plan stays in place even when life throws a curveball.
RETIREMENT PLANNING
A retirement plan tailored to your unique goals and circumstances.
STUDENT LOAN PLANNING
Strategies to effectively and efficiently reduce student loan debt while balancing savings and investing for other goals.
Who We Help
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You did it, Congrats! You’re officially an attending physician. Now you’re ready to embark on your professional journey, but with your new (higher) income, heavy workload, and demanding schedule, financial planning often takes a back seat, causing worry and stress.
You might be worried about managing student loan debt, protecting your income and assets, or simply how to balance your professional responsibilities with personal goals such as homeownership, starting a family, or planning for retirement.
We work closely with new attending physicians to develop personalized budgets, establish emergency funds, and build investment portfolios tailored to their specific needs. By establishing a solid financial foundation early on, you can confidently pursue your personal aspirations without compromising your financial stability.
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Residency or fellowship are in your distant past now.
You’re beginning to see a dent in your student loans (if you had them) and reducing your other debt obligations, your retirement accounts are growing, you can accelerate your savings and you’re reaping the benefits of the years you dedicated to your education and career.
Up until now, you’ve been a do-in-yourselfer with your finances but you're wondering if you are on the right track.
You’re at a phase in your career when optimizing tax planning strategies, maximizing your investments, protecting what you’ve built, and planning for the future are more important than ever. Now it’s time to hire a professional because you need sound guidance and we’re here to help.
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Retirement is at the top of your mind and you have questions. Am I on track? How do I safely create tax-efficient income? Are my investments appropriate for my time horizon?
Going from active income to passive income can feel exciting and daunting at the same time. Our team will analyze your income sources and expenses to ensure you have a solid plan in place whether you are 5 years from retirement or retired last month. We help transition you from a plan to save to a plan to spend and preserve. We understand you have worked hard for your wealth, we will guide you in making smart decisions to ensure your assets are not only preserved but also utilized in a way that aligns with your goals and aspirations.
We know that minimizing tax liabilities is critical. Our team will utilize innovative tax planning techniques to optimize your finances during retirement while building financial flexibility to ensure your plan is predictable and can adapt to any circumstances that may arise.
Is Financial Planning right for you?
Do you experience any of these symptoms: Lack of time, inadequate savings and investments, confusion, and/or stress around your finances?
Do you want to: Reduce stress, maintain a healthy work-life balance, and secure future financial stability?
Financial Planning may be the right treatment plan for you.
Remember, financial planning is not a quick fix; it is an ongoing, holistic approach to secure your financial well-being. With our guidance, you can mitigate the symptoms caused by overwhelming debt, inadequate emergency savings, confusion about group benefits, not optimizing your tax savings, insufficient retirement funds, and much more.
Take control of your financial future, experience peace of mind, and pave the way towards a happier and more prosperous life with TARA Wealth.